Colorado Home Mortgage
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Colorado Home Mortgage
Colorado home mortgage
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At Colorado Home Mortgage, we take the time to do the job right. We spend time with you, clearly explaining our findings, giving you real answers that can help you make the right decision. We understand how important a real estate purchase is to you. Once our mortgage specialist meet with you, you will have the information needed to get your home loan. Most of the time, right on the spot! We don't consider a job to be complete until all of your questions are answered. At Colorado Home Mortgage, we don't answer to anyone but you. We are completely independent. This is how we can honestly say that we operate with Integrity. To us, it's not just a name... it's a way of life.

Our mortgage specialist are not only loan officers, they are great communicators. Our professional loan specialist are friendly, approachable, and well-spoken. Call us today and experience the difference for yourself. (303)2380900.

Some information on buying a foreclosed home

Here are some hints when buying a foreclosed home. My first rule is make sure you are getting a good deal. That means, you are getting a home that is well under valued.. The home might be 60,000 below the appraised value but you might need to put in $100,000 to get it back in shape. Be careful before you buy. Make sure you get a proper inspection on the property. If the property does need repairs, get some bids from some contractors. Make sure you get a least 3 bids on it to give you a good idea what its going to cost you. After you get the bids double it. It almost always cost more than you think its going to cost.

Make sure you have enough money in reserve if you are buying as an investment. Things are all ways going to cost more than what you think its going to cost. If you plan on renting it out once you purchase it. Make sure you have enough money in reserve to pay if you don't get any renters in the home. All so if you are figuring out home much your are going to rent the property for make sure it is twice the amount of your mortgage. You don't want to get in to one of those house that the rent just pays the mortgage. The reason you don't want to do this is because something is going to break. If its not your pipes it will be a door needing to be replaced. Or better yet it might need a new roof. If you are not putting a little money aside every month, this could cost you a lot of money in the long run.

If you just bought a home and it has been winterized in a cold climate. All most all the time you are going to have a busted pipe. Even if you get it inspected and they say everything is ok. You can expect a busted pipe. Just expect that its going to happen. This is where the reserve of money is going to help. Its only going to cost a few hundred to repair. Just don't get the water turned on and not be their for a few weeks because you will have some major problems if that is the case. Make sure you inspect everything when they turn the water on

The property buying process doesn't need to be stressful and complicated. Choosing a qualified, honest, and experienced Colorado Home Mortgage can give you the knowledge and confidence you need to make sound real estate purchasing decisions. At Colorado Home Mortgage, our comprehensive loan specialist are committed  to honesty and accuracy bring peace of mind to every client.

Colorado Home Mortgage

Denver, Colorado 80111

The Intelligent Choice!

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